MicroCFO

Welcome,

Simulation Momentum:Baseline Model Pre-filled (65%)

Sustainable Runway: Software App is Default Alive

Revenue growth overtakes operating expenses before capital depletion. External fundraising is non-urgent; your runway is self-funding if current retention holds.

Time to Zero-Cash
Default Alive
+18 Mo buffer vs 6-Mo safety target
~730 days of operating life
Zero-Cash Date (D-Day)
Break-even Mo 11
Profitable before cash runs out
Capital exhaustion milestone
Monthly Net Cash Flow
-$800/mo
Treasury consumption rate
5.3% of treasury burned/mo
Treasury Solvency
$15,000
Default Alive
Projected cash at Month 24
$23,554
Starting cash: $15,000
24-Mo Horizon
$40k$26k$13k$0 6-MO BUFFER
Sep 2026Sep 2027Sep 2028
-$751/mocash change · Month 1
Peak: $23.6k/Low: $10.5k/Avg: $13.7k
Notes on Your NumbersSolvent

Cost Coverage.Customer revenue covers only 38% of monthly costs. Treasury absorbs -$800/mo directly. Prioritize annual upfront prepayments to extend working capital.

Hiring Capacity.Adding 1 hire at $600/mo shifts runway from Default Alive to 10.7 Mo. CFO Rule: Tie offers to verified revenue crossover rather than calendar hiring deadlines.

SaaS Pruning.Trimming just $100/mo in recurring SaaS seats, database instances, or unused tooling adds ~81 calendar days of survival runway to your opening treasury.

Diligence Timeline.Because Software App reaches Default Alive, you're not under pressure to raise — only do it if it would meaningfully speed up growth.

Flight Controls

Adjust treasury parameters, growth trajectory, and downside stress shocks.

Treasury & Revenue Levers
$
$0$50k$100k
$
$0$5k$10k/mo
%
-20%15%50%/mo
$
$0$2.5k$5k/mo
Team Headcount & Volatility
$
$0$5k$10k/mo
Diligence Milestones
Angel Diligence Review
Month 6 · Angel Safety Buffer Deadline
Seed Round Outreach
Optional Growth Round
Zero-Cash Horizon
Profitable (Sustainable)
Tax & Corporate Filing
Annual Franchise & Compliance Check